A Joke : Never Laugh at a Chinese

A friend forwarded this to me. Could have been some other nationality though…

A Chinese man walks into a bank in New York City
and asks for the loan officer. He tells the loan officer that he is going to
China on business for two weeks and needs to borrow $5,000.

The bank officer tells him that the bank will need
some form of security for the loan, so the Chinese man hands over the
keys to a new Ferrari parked on the street in front of the bank. He
produces the title and everything checks out.

The Loan officer agrees to accept the car as collateral for the loan.
The bank’s president and its officers all enjoy a good laugh at
the Chinese for using a $250,000 Ferrari as collateral against
a $5,000 loan.

An employee of the bank then drives the Ferrari into the bank’s
underground garage and parks it there. Two weeks later, the
Chinese returns, repays the $5,000 and the interest, which comes to
$15.41.

The loan officer says, “Sir, we are very happy to
have had your business, and this transaction has worked out very nicely,
but we are a little puzzled. While you were away, we checked
you out and found that you are a multi-millionaire. What puzzles us is why
you would bother to borrow $5,000.

The Chinese replies: “Where else in New York City can I park my car for
two weeks for only $15.41 and expect it to be there safely when I return.”

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